I don’t need loans for anything, so a credit card seems to be my only option to build credit. How long will it take for my credit to be good enough to get an apartment? Do I have to make large purchases or does it matter?
Your purchases don’t need to be large. Six months should begin to show up on your credit report.
I don’t need loans for anything, so a credit card seems to be my only option to build credit. How long will it take for my credit to be good enough to get an apartment? Do I have to make large purchases or does it matter?
Your purchases don’t need to be large. Six months should begin to show up on your credit report.
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Can someone explain this to me? Also, how much should i spend per month to build my credit? Thanks.
You are builing a credit score. You just have to show that you pay back your loans in a timely fashion. If you charge something and pay it back before there is interest, it still raises your score. Any late payment will lower the score, so be careful to always pay your bills before the due date.
Can someone explain this to me? Also, how much should i spend per month to build my credit? Thanks.
You are builing a credit score. You just have to show that you pay back your loans in a timely fashion. If you charge something and pay it back before there is interest, it still raises your score. Any late payment will lower the score, so be careful to always pay your bills before the due date.
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Duration : 2 min 22 sec
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